Best Travel Insurance Companies

Whether you are a frequent traveller or just a tourist who travels with family during the holiday season, we’ve all been there: trip cancellations due to complications, loss or damage to our baggage and personal belongings, medical and personal accidents causing you to incur astronomical fees, or even natural disasters occurring in your country of travel. All tourists are vulnerable at any time during their trip, even against the most stringent of precautions. To many tourists, finding the best travel insurance is as important as finding the most valuable hotel. In this post, we compare insurance companies that have the best insurance policies in order to ensure that you get the best insurance on your next travel.

Travelex Insurance Services

If you are traveling with your kids, you probably want a cheap family travel insurance package. For your needs, we recommend the Travel Select plan from Travelex, which covers kids under 18 with no additional cost. Your kids just need to be with an adult family member, which doesn’t need to be a parent. Furthermore, the package is also customizable with additional upgrades, such as:

Cancel for any reason

Additional medical coverage

Additional sports coverage

Car rental collision coverage

Air accidental death and dismemberment coverage

The flexibility of the plan means that you can customize your plan to meet your specific travel needs. This sort of flexibility is what makes Travelex one of the best names in the insurance industry, and is go-to plan for us here at Travellersden.

John Hancock

If you are a lone wolf who prefers to travel solo, we recommend all three of John Hancock’s plans. Each one of John Hancock’s plans: Bronze, Silver, and Gold, offer generous coverage limits compared to its competitors, plenty of additional add-ons, and the best customer service in the industry, even eclipsing that of Travelex. Some details of the plans are listed below:

Trip Cancellation – 100% of trip cost

Trip Interruption – 150% of trip cost on the Silver and Gold plan

Terror Attack Coverage – covered

Emergency Accident and Sickness Medical Expense – up to 250,000 dollars

24/7 Emergency Travel Assistance – covered

As you can see, from travel insurance with medical conditions, to even a terrorist attack (because these are so frequent these days), John Hancock will insure you so that you will not have any concerns the next time you travel abroad.

InsureAndGo

This spot on this list specifically addresses pregnant travellers. Whether you’re jetsetting to an island resort to put your feet up or heading to a comforting family home abroad, it’s important to get travel insurance that covers you and your unborn baby. For that very purpose, we recommend InsureAndGo’s insurance plan. The insurance policy of InsureAndGo states that they DO NOT consider pregnancy or childbirth to be a medical condition - so you won't be charged any extra to be covered for your holiday. They also provide cover for claims that may come from unexpected complications of pregnancy and childbirth, you just need to let them know before you go.

Apart from covering single pregnancy max gestation cover of 32 weeks, the plan also ticks the box in covering single pregnancy without complications, single pregnancy conceived through assisted reproduction services such as C-section, multiple pregnancy without complications, multiple pregnancy conceived through assisted reproduction services, and pregnancy complications experienced prior to policy being issued.

The wide range of coverage that InsureAndGo provides, with no additional costs when charging for your holiday, make InsureAndGo one of, if not the best travel insurance for pregnant ladies, so that you and you baby can have a peace of mind.

IMG, Allianz, and Tokyo Travel HCC  

This part of the post is for the unique traveller who wants to go to remote and unconventional locations. For those of you who want to explore the unknown, we recommend IMG’s iTravelInsured LX plan. It has coverage targeted towards very specific travelers: adventurers going to remote and hard-to-reach locations. It includes $1 million in emergency evacuation, along with $10K for search and rescue and $50K for non-emergency evacuation, enough for just about any situation. With its coverage of trips up to 365 days in length — most companies topped out around three months — we liked Allianz’s Classic Plan with Trip+ best for those spending a semester or two abroad.

We would also like to mention Tokyo Marine HCC’s Atlas Travel Medical insurance plan. If you are wondering which travel insurance for you have to take that covers the Schengen Visa region, Atlas Travel Medical Insures travellers that travel the Schengen Visa region for 90 days over 26 European countries. Furthermore, Atlas will provide you with special proof of insurance to include with your visa application.

That sums it up for the list of insurance companies that we think offer the best travel insurance for any traveller. Whether you are wondering get cheap travel insurance, or which travel insurance plan is the best that covers your specific travelling needs, we hope that this article helps you insure yourself against any travelling complications you might face when going on your next adventure.